On numerous occasions we have always heard or seen people who tell us that the best way to build a business is to create something that we really better fulfill our passion for words should become a business and it will most likely be the production.

But even if we recommend this, the truth is very few people actually do, because they spend most is creating business for others to work, and that is why their businesses are not productive.

Many people go into debt to create a great company in which he is not to draw attention to something, do it because someone just gave them the idea and offered them a society, find themselves without money and with the bankrupt.

All these companies end up being very productive, but at the end of all this people continue to commit the same mistakes, but there is a small percentage, if you realize that the error lies in themselves and know nothing about the company and is not something they enjoy.

In order to find something you really like us so that we can create a production company must be designed to list where all I can do very well, no need to study something that is not necessary that you Most get along very well.

The next step is to write all the things we really like and enjoy doing, then create a list of things that give meaning to our lives.

After the three lists may be assembling parts to see what our passion and create productive and successful as we want.

For everything that happens to have a productive activity is advised to seek ways to discover what we really want you can design something that actually result.

For too long the management of personal finances has been the heritage of two programs: Quicken, and Microsoft Money. They did not have a lot of publicity in Castilian having disappeared long versions “localized” the two programs in Spanish. In fact Microsoft has announced it will develop even the versions of Microsoft Money in the United States, closing the product line.

If we talk about financial management from a smartphone, not only as a dedicated application on the mobile platform but with ability to synchronize with the version of “desktop” Microsoft Money until now had two alternatives. One of the oldest and Ultrasoft Money is consolidated with versions for PalmOS and Windows Mobile. Also developed the program Inesoft Cash Organizer.

With all the changes listed above and if we add more to the already extinct PalmOS and uncertainty about the future of Windows Mobile perhaps it is time to seek alternatives. If we are users of Apple’s mobile platform, the iPhone, we have a choice IgG Software Company and is called iBank. iBank is a comprehensive program that can be downloaded from the App Store on our iPhone (or iPod touch) at a price of 4 euros.

We have been using it since about three weeks ago and after a long while preserving a venerable Palm Tungsten E exclusively for the registration of our expenses on the move it’s time to retire and add a further provision iPhone. It works very well, is intuitive and fast.

True, but iBank for iPhone is designed as a standalone application for use on the iPhone, the system is complete with desktop application, this is already priced a little more “serious” about 44 euros. “Caro? It all depends on the control we need in our finances but with it we have the ability to control expenditures, investments, loans, budgets, ultimately analyzing and forecasting the family economy and perhaps this is the moment to know where our monies go.

The origin of each great fortune is a little fortune. We will never have the opportunity to learn to handle one million dollars if you have not learned to manage $ 1000 or $ 200. Many people mistakenly believe that the time to start worrying about how to manage their finances is when they have enough money in the bank, but the fact is that if we begin to learn the principles lead to financial success from now, never enough money to worry about how to manage it.

There is a state of constant struggle between us and everyone who wants to get their hands on the money so hard you can get and in this battle we win or lose. All financial decisions that take us closer or move away from our goals.

As regards our financial situation, all that we have not created equal. Many people born into poverty, some are born into families who have large fortunes, while the great majority of us were born somewhere in between. However, two things we all have in common:

Firstly, none of us had the opportunity to choose the circumstances of our birth. None of us chose to be born poor, rich or average.

Secondly, what we do, we are all absolutely free to do is choose whether we want to live a life of poverty, a life of wealth, or simply to live a life average. It is in our hands to choose the type of life we live.

First steps to Control your Finances

Develop a spending budget. Few people make a budget because they feel so frightened at the idea of discovering how much they spend each month and how they spend it. Prefer to live in the dark, hoping that everything goes well, do not understand that the worst of solutions we can provide our financial problems is to ignore them, pretending to be solved by themselves.

Examine all checks that were concentrated in the last year, look for bank statements, receipts, credit card and the amount of paper may provide guidance on how he spent his month money per month over the last 12 months. Yes I know it will take some time to make, but this time is nothing compared to what this exercise can bring to your financial future.

Arm yourself with paper and pencil and courage and patience. Determine your fixed expenses like rent, insurance, telephone and your variable expenses such as clothing, medical expenses and other and see where it’s your money every month. Do not miss another day. Start today to take control of your finances.